Income Limits For Roth Ira Contributions 2024 2024. Retirement savers 50 and older. The income limit for contributing to a roth ira in 2024 kicks in once an individual’s modified adjusted gross income hits $161,000, or $240,000 for married filing.

The maximum amount you can contribute to a roth ira in 2023 is $6,500, or $7,500 if you’re age 50, or older. You won’t qualify to make direct contributions to a roth ira if your modified adjusted gross income exceeds the thresholds.